Trainee Medical Underwriter - #1669746

Trainee Medical Underwriter

Starting Salary £25,000

We have an exciting opportunity to join our medical underwriting team to provide outstanding service to our customers, as well as assessing risk. You will utilise medical knowledge to support the operation by risk assessment to ensure underwriting is aligned to our risk appetite and strategy for the Private Medical Insurance business. This job allows step pay progression to becoming a fully effective underwriter in PMI. There is a very clear progression plan in place for this role.

A bit about the job:

To underwrite medical insurance policies, providing a risk assessment service to maintain a sound profitable business. Encompassing consumer, small/medium enterprises, large corporate and international applications.

Financial – Underwrite policies under the PMI portfolio.  Reviewing and maintaining an underwriting philosophy in affiliation to clinical knowledge and claims margin.

Non Financial – Deals with PMI Health products in line with underwriting philosophy. Works in line with Aviva policies and guidelines.  Individuals move through the progression framework from trainee to fully effective.

Skills and experience we’re looking for:

• Insurance/health/PMI background is desirable but not essential




• Experienced call handler with good listening skills




• Work independently, within underwriting authority, handling more complex risks and technical referrals from the team, conferring where appropriate




• Experience working in a team environment




• Enthusiastic and keen to learn

What you’ll get for this role:

Our purpose - with you today, for a better tomorrow – is a promise we make to our colleagues too.  And one of the ways we live up to that promise is by investing in you.  We have so much to offer when it comes to being an Aviva colleague.

• Starting salary £25,000




• Bonus opportunity - 6% of annual salary Actual amount depends on your performance and Aviva’s.




• Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.




• 25 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days




• Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts




• Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme




• Brilliantly supportive policies including parental and carer’s leave




• Flexible benefits to suit you, including sustainability options such as cycle to work




• Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others




• We take your wellbeing seriously with lots of support and tools

Take a look to learn more.  Put a salary into this calculator to see what your total Aviva Reward could be.

Aviva is for everyone:

We’re inclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don’t, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares.

We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.

To find out more about working at Aviva take a look here

We interview every disabled applicant who meets the minimum criteria for the job. Once you’ve applied, please send us an email stating that you have a disclosed disability, and we’ll interview you.

We’d love it if you could submit your application online. If you require an alternative method of applying, please give Jessica Mason a call on 07967 871 340 or send an email to *************@aviva.com.